THE AMERICAN HEALTHCARE CRISIS

Each year tens of millions of Americans suffer and die from lack of healthcare. Many more tens of millions suffer painful financial debt and bankruptcy. The rest are starting to feel the effects of higher premiums, copays and deductibles.

The economy itself is suffocating from wasted resources.

Obamacare is a well intended attempt to deal with this.  There is controversy whether it does more harm than good.  Obamacare bronze plans have deductibles that are so high that they are almost like no insurance at all. Add the uninsured to the bronze plan policyholders and the results are bleak.

With the Republicans in charge of the Senate and House and the Supreme Court about to judge on Obamacare, it is not likely the law will remain intact for long.

This isn’t happening in other advanced nations like Canada, the UK, France, Germany, Italy and Japan. There is much very wrong with American healthcare and it is going to get worse.  The purpose of this website is to point out that American Healthcare doesn’t have to be this bad. Ignorance, political ideology and corruption are causing our healthcare nightmare.  We can save ourselves.

2013_09_HealthCareCosts12

We spend almost twice per person on healthcare than Canada, Western Europe and Japan. They are as healthy as we are if not healthier and live longer. They cover all their citizens too. We are being robbed.

Healthcare per capita

Almost two out of every ten dollars spent today in the U.S. goes to healthcare.  In ten years we could be spending close to three dollars out of every ten dollars with probably half that being unnecessary.  The U.S. economy cannot afford this.  We will have rising premiums, copays and deductibles to ration healthcare only to those in the higher incomes.

In spite of the $3 trillion we spend on healthcare. Americans are hurting badly, as this pie chart shows how much debt collection efforts go into medical debt:

US debt collection

Medical debt  triggers more than 60% of bankruptcy filings in the U.S. according to a September Bankrate survey. For the full article on this tragic subject from Yahoo Finance click here (please bear with the well earned short commercial).

We must copy from the better systems of the world as soon as possible if our country is to have real affordable healthcare for all.  They do it. So can we.

Our democracy isn’t working. We have to make it work.


 

 

  • http://Reorganizehealthcare.com Leftie

    With healtcare costs being double what they have to be we need a discussion on what to do and how to go about it

  • http://wndavis.blogspot.com/ William Davis

    There really isn’t that much to discuss, Leftie. We have several different healthcare systems in the U.S. following different models. The best one is Medicare. It needs to be improved by adding converage for dental, eye, hearing care, mental health and extended to all. Other countries have studied systems around the world and selected medicare as a model.

  • Espn Poster

    So what is it about those other countries that you would want to copy? Just because you have a government that pays for everything does not make it better or cheapter. You cannot pay less than the ACTUAL cost to deliver healthcare, or the system will collapse…no matter who is paying for it.
    The difference between the U.S. and the other countries in your bar chart are this. Those countries do not have a McDonald’s, Jack-in-the-Box, or Wendy’s on every street corner. They don’t sell frozen/processed foods in thier grocery stores. They do not have 30% or more of their population who are obese. Obesity leads to hypertension, high cholesterol, and diabetes, which lead to a myriad of other health/medical problems including heart attacks, strokes, peripheral vascular disease, congestive heart failure, kidney disease, and more cancers. They also do not huge numbers in their population who smoke, leading to lung cancer and chronic bronchitis/emphysema/COPD. These are health problems that are treated and cost so much to treat in the hospitals, emergency rooms, and clinics.

    • http://Reorganizehealthcare.com Leftie

      As I have said over and over on the web site, step one is to get rid of the parasitic Healthcare Insurance companies that add 15-20% to our healthcare with their own admin and profits, but worst yet, far worse, is the added expense of the mountain of paperwork they create for hospitals and doctors due to their multiplicity of forms, rules and trying to weasel out of paying for things.

      None of the other advanced nations have them.

      I wholeheartedly agree with you that lifestyle and diet in America is a disaster. We are paying for it now and will pay much worse in the future.

      • Espn Poster

        That applies to CMS too…the closest thing that we have to a single payor system. Forms and rules created by federal bureaucrats that do nothing to improve healthcare but add mountains of time, expense, and inefficiency.